Whether or not you suffered injuries in a car accident that was another driver’s fault, you have the right to hold them accountable. You may have been lucky enough to escape without any physical injuries, but you may have incurred considerable car damage, and you may find it hard to recover the costs. Remember that the court also awards punitive damages to punish the negligent party for deliberate or outrageous conduct such as drunk driving.

Therefore if you have suffered considerable car damage due to a car accident and the insurance company declines or delays repairing your car, you can file a car accident claim to recover the financial costs. That means it is possible to file a car accident claim even if you were not hurt in the accident.

Depending on the individuality of the accident, you may have two options: filing a claim with your insurance company if you have enough cover or the fault driver’s insurance company.

Car accident insurance claims

When implicated in a car accident that was another driver’s fault, you can file an insurance claim against their insurance provider to recover your car damage. If you did not sustain any personal injuries, you will not claim medical bills, lost wages, or physical suffering. 

However, you can seek compensation for the costs to repair or replace your damaged car. You may also recover any other out-of-pocket expenses you have incurred as a result of the accident.

Car accident lawsuits

May variables play a role in getting your car damages covered after a car accident in texas. Generally, it depends on who is responsible for the accident and the type of insurance cover they have, if any. Your insurance coverage could also come into play.

In most cases, accident victims and the insurance provider responsible for covering the damages disagree about the expenses of repairing or replacing the car and any additional costs. In such a scenario, you have to consider a car accident lawsuit to fight for the compensation you deserve. Engaging a Dallas car accident lawyer can help you determine the right course of action and protect your rights while at it.

Time is of essence

Acting quickly is essential, or you could forfeit your chance to seek compensation for car damages after a car accident. Keep in mind that the time starts counting after the date of the accident, and it moves quickly, especially when you are involved in a seemingly never-ending negotiation with an insurance company. 

According to texas civil law practice, any car accident lawsuit must be filed within two years from the date of the accident. Engaging a car accident lawyer can ensure you do not miss out on the deadlines, and they can advise you on any applicable laws to your case.

The final take

Even if you did not suffer physical injuries in a car accident, you could recover the financial loss of car damage and any other property damaged in the accident. You can also recover additional out-of-pocket costs associated with the car accident.